The following is a list of available loan options>>>

Fixed Rate Mortgages (FRM)

• Traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

Adjustable Rate Mortgages (ARM)

• Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period before adjusting.

Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM)

• Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.

FHA Loans

• FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans

• VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans' exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help our heros realize the American dream of home ownership.

Interest Only Mortgages

• Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period. The principal balance becomes due at the end of the mortgage term (Balloon).

Reverse Mortgages

• Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

Graduated Payment Mortgages

• Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period (e.g. five or ten years) and becomes fixed for the remaining duration of the loan.